Robots are taking over but in the world of insurance they are not ready for the big time just yet! Thats right when you get a quote from some online quote machine there is a lot that is left out and you will only know if you have the right policy if you have a conversation with an insurance professional. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. So dont leave it up to a robot .
An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.
Insurance for cars, trucks, boats and more!
Terry Insurance Group can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact me at terryinsurancegroup.com for a quote that has been determined to be the best by an insurance professional like myself after having been run through a dozen different insurance carriers. Travelers insurance, Progressive insurance, Nationwide insurance, Safeco insurance, AAA insurance, Hagerty, Bristol west and more
Nebraska and Iowa – How much auto insurance is right for you? Based in Omaha/Council bluffs our team understands the auto insurance needs of our customers.
Auto insurance requirements vary by state. In some states, to drive you must carry:
Liability coverage – to pay for losses you cause others, or:
No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
Both liability and no-fault coverage.
We write insurance in Nebraska and Iowa and would be happy to help you ensure you have the right coverage for where you live.
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.
Every person is unique – Call or fill out our quote format www.terryinsurancegroup.com today to find out how to get the best price and value on auto insurance for you.
Terry Insurance Group: We shop your insurance, so you don’t have to. Call for a quote today at 402-614-7060